Do You Need a Budget or More Money Awareness?

Do You Need a Budget or More Money Awareness?

What’s the difference between budgeting versus spending awareness? I want to start this off by acknowledging that many people have to budget. The majority of people in this country live paycheck to paycheck, and the consequences of them not budgeting are so severe...
Should You Put Money Down, Save, or Invest?

Should You Put Money Down, Save, or Invest?

Sometimes, major purchases come in waves. My husband and I are facing a few large expenses at the moment, and we’re currently trying to decide how much money we should be spending in cash versus how much we should be financing.  For context, with a third child...
There Are More Ways to Make $$ Than You Think

There Are More Ways to Make $$ Than You Think

Let’s talk about how to become wealthy! More specifically, let’s talk about the narratives and “expert guidance” that tell us there’s only one specific way to become wealthy.  Recently, I was talking to a new client who had been reading all the typical wealth books....
What to Do When You Feel Like You’re Not Making Progress

What to Do When You Feel Like You’re Not Making Progress

Recently, I was talking to a new client who was feeling like they weren’t making progress in their financial life.  This happens so often! We all have these big financial goals in life, and an idea of when we’ll hit those goals. And sometimes, we absolutely do!  Other...