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Changes Ahead: How Our Financial Priorities Shift

Changes Ahead: How Our Financial Priorities Shift

It would be nice to think that you could create a “set it and forget it” plan to manage your finances. And while something like that might work well for a while, it’s not sustainable in the long term. You’ll probably experience several changes in your income,...

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What to Do When Money Feels Overwhelming

What to Do When Money Feels Overwhelming

Do you feel unclear about where your money is going but unsure of how to get a better handle on the situation? If so, you aren’t the only one – it’s a fairly common problem.  We see countless individuals and couples who don’t really know what their finances look like....

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Appreciating Where You Are Right Now

Appreciating Where You Are Right Now

Managing your money well is a never-ending process. There’s always something new to learn and ways you can improve. It’s important to listen to new viewpoints and make modifications to your financial goals and budget.  But balance is also important. Sometimes, the...

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Want to Change Your Money Goals? Permission Granted

Want to Change Your Money Goals? Permission Granted

A common piece of financial planning advice is to set some money goals for yourself and your family. Some popular goals are building up an emergency fund or saving for a mortgage down payment, a new vehicle, a vacation, or retirement. Having a clear financial goal can...

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The Problem With Future Thinking

The Problem With Future Thinking

Financial planning often centers on the future: preparing to buy a home, having children, handling an emergency, or retiring. That sort of future thinking is extremely important when it comes to your big-picture financial plans. But too much future thinking can...

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Gen Y and Gen Z: Changing Financial Priorities

Gen Y and Gen Z: Changing Financial Priorities

If you’re like most millennials or members of Generation Z, you grew up hearing about traditional financial priorities: graduate college, get a good job, buy a house, have children, save for retirement. But this cookie-cutter plan isn’t necessarily right for everyone,...

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How to Negotiate a Higher Salary for a New Job

How to Negotiate a Higher Salary for a New Job

So you’ve decided it’s time to get a new job. You’ve emailed hundreds of copies of your resume, filled out thousands of fields in online applications, and memorized the protocols for Zoom interviews. All your hard work paid off and you finally have it — a job offer....

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Identifying and Honoring Your Spending Needs

Identifying and Honoring Your Spending Needs

It’s that time of year when everyone is focused on self-improvement. Resolutions revolve around recovering from the excesses of the holiday season by making healthier choices and better financial decisions. It’s time to get your budget back in gear, right? Well,...

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2022 Tax Updates: How They’ll Impact You

2022 Tax Updates: How They’ll Impact You

The IRS has announced changes to income tax rules for the upcoming tax year, 2022. These adjustments are due to inflation, which is currently at a historically high rate. The tax brackets have shifted, and there are new numbers for the standard deduction, exemptions,...

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Enjoying a Guilt-Free Holiday

Enjoying a Guilt-Free Holiday

The holiday season is a wonderful time to enjoy special experiences and give gifts, but it can also be a time when you struggle with financial guilt. For many people, the holiday season brings on lots of strong feelings about money.  You may feel stressed about not...

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Inflation Is Real: What Does It Mean for You?

Inflation Is Real: What Does It Mean for You?

Recent social and political instability and the chaos of the pandemic have caused a significant rise in inflation. Chances are you’ve seen more than one news article discussing inflation with varying degrees of panic.  However, most conversations about inflation are...

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Discovering Your Own Financial Goals

Discovering Your Own Financial Goals

What are your financial goals? Are they well-defined? Do you have a plan for achieving them? Answering these questions can be tough, but it’s an essential first step toward effective financial planning.  Here at Everyday Money, we are passionate about helping...

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Prioritizing Projects for a Home Renovation

Prioritizing Projects for a Home Renovation

Are you thinking about renovating your home? It’s an exciting prospect, and the right projects can improve your quality of life every day. Whether you’d like to change nearly every part of your home or just have a few things that you wish were different, it’s vital to...

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How to Make the Most of Job Changes

How to Make the Most of Job Changes

There’s always some level of uncertainty in the economy, but the pandemic has amped up that volatility. Today’s job market features everything from wage-related walkouts to employees resigning over a forced return to the traditional office.  While this crazy job...

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How Do You Avoid Budget Burnout?

How Do You Avoid Budget Burnout?

Have you ever experienced budget burnout? This feeling is often related to a stressful job or parenting a newborn, but it can happen with budgeting, too. It’s usually possible to push through burnout when it comes to your job or your kids – after all, you can’t avoid...

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The (Non-Monetary) Value of an Emergency Fund

The (Non-Monetary) Value of an Emergency Fund

If you’ve ever seen anything related to personal finance, you’ve heard about an emergency fund. The exact details vary — some people recommend three or six months of expenses while others suggest a specific amount. But the purpose is always the same. You want to have...

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How Much Home Can I Really Afford in This Market?

How Much Home Can I Really Afford in This Market?

Thinking about buying a home? You’re not alone. With low interest rates and the growing availability of WFH jobs, now is a great time to think about buying a home. If you’re feeling ready to make the switch from renting to owning, the first thing to figure out is how...

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