“Budget.” What does that word mean to you? A budget helps one person stay on track when buying groceries for their family. A budget means watching expenses in order to save up for retirement for another person. A budget helps someone else pay down their high-interest...
If you want something to grow and bear fruit that you can enjoy later, you have to plant your seeds and tend to them now. The best way to have a big, lush financial garden very much the same.
As Valentine’s Day nears, it’s time to talk about one thing: money. Just kidding. We’ll get to that part in a bit. What we actually want to talk about is love. More specifically, what your “love language” is.
Budgeting. It’s important and everyone should be doing it, except… you haven’t done it yet. Sound familiar?
Here at Everyday Money, we really want to set a counter standard to the more common personal finance messages out there. We want to let you know you’re not messing up with your money.
It’s easy to look at your finances and pinpoint mistakes you’ve made or ways you can do better. But we think there’s another side to personal finance that doesn’t get talked about enough: what is worth celebrating.
For most of us, this is the most expensive time of year — full of “expectations”. That’s why it’s important to think about how to manage financial expectations now, so you can have a smoother holiday season later.
Having money and spending money are two different things. When we spend money on experiences instead of material items, though, we tend to feel much better about our spending, and we are happier about it.
As a Certified Financial Planner™, I know this is always a concern about a recession for many people, so knowing we cannot prevent a recession, what can we do to properly prepare?
How much is “enough money”? It’s a question that plenty of people have tried to answer, but the truth is that “enough” is different for everyone.
In our work with couples, we see it time and time again: women playing second-fiddle to their partner when it comes to money. But there’s one thing we really want to make clear: women are good with money, too. There are statistics to back us up.
If you’re committed to living wealthy now, odds are you’re a big fan of all things personal finance. So are we, which is why we’re sharing a few of our favorite personal finance podcasts, blogs, books, and tools below.
If you’re one of the lucky ones who are still paying for their college experiences, the monthly payments and interest may seem like a necessary evil. But it helps to take a good look at what type of student loan you have, so you can understand what to do to get that debt paid down faster.
Even if you owe more or less than the projected average, debt is likely a factor in your financial life. Like 80% of Americans, you’ve probably struggled with the question: “How do I pay all of this off?”
“Cutting corners” in your finances can lead to higher expenses, lower satisfaction, and a lower likelihood that you’ll actually meet your money goals. So, if you’re on a budget, how do you know when to save a few bucks and when to pay a bit more?
It’s hard to believe we’re in the second half of the year. However, now is the perfect time to check back on your personal finances — and your 2019 money goals.
Whether we like it or not, a lot of our behaviors, habits, and preferences come from our upbringing. One of the biggest things you carry with you into adulthood, though, is your family’s “Money Story.”
Combining finances is one of the most important things you’ll do when you’re a newlywed, but it can be a stressful task to take on. Worse yet, you may worrying you’re messing something up.
Combining finances is a highly personal decision that each couple needs to make, if you decide to combine finances, there are a few things you should know to make the process smoother.
Having money talks can be awkward, emotional, and stressful, which means you may not get down to the “nitty gritty”. One of the best ways we at Everyday Money have found to resolve this is to make money talks more of a game.
If you’re newly engaged or your wedding day is fast approaching, this is a magical and romantic time for you and your partner. But there’s one part of it that most people don’t talk about: the money.