Are You Financially Ready to Have Kids?

Are You Financially Ready to Have Kids?

“When you know, you know.”“You’ll never be completely ready.”“You’ll start seeing babies everywhere.” Do these sound familiar? If you’ve asked your friends and family how they knew they were ready to have children, they might have given you one of these answers. ...
5 Things I’ve Learned From Using the BudgetingBlocks™

5 Things I’ve Learned From Using the BudgetingBlocks™

The idea for the BudgetingBlocks™ system came to me when clients of my financial planning firm were struggling with their budgeting system. Spreadsheets, envelopes, tracking apps; they tried it all. Then, one day, I thought “Why not give them something they can play...
How You Show Your Love With Money

How You Show Your Love With Money

As Valentine’s Day nears, it’s time to talk about one thing: money. Just kidding. We’ll get to that part in a bit. What we actually want to talk about is love. More specifically, what your “love language” is, how your behavior in a relationship ties into money values,...
Recession-Proof Your Personal Finances

Recession-Proof Your Personal Finances

There’s a lot of talk about an impending recession, if you’ve been following the news at all. Of course, as a Certified Financial Planner™, I don’t advocate listening to the news all the time, as newscasters’ takes on the markets aren’t necessarily aligned with your...
Pay Down Debt or Save? Which Is Better?

Pay Down Debt or Save? Which Is Better?

Did you know that the average person under the age of 35 has about $67,000 in debt? For most people in this age gap, that includes student loans and credit cards, but can include other things like car or personal loans, healthcare bills, and so on. Whatever the bills...