Recession-Proof Your Personal Finances

Recession-Proof Your Personal Finances

There’s a lot of talk about an impending recession, if you’ve been following the news at all. Of course, as a Certified Financial Planner™, I don’t advocate listening to the news all the time, as newscasters’ takes on the markets aren’t necessarily aligned with your...
Pay Down Debt or Save? Which Is Better?

Pay Down Debt or Save? Which Is Better?

Did you know that the average person under the age of 35 has about $67,000 in debt? For most people in this age gap, that includes student loans and credit cards, but can include other things like car or personal loans, healthcare bills, and so on. Whatever the bills...
Cutting Corners Doesn’t Always Help

Cutting Corners Doesn’t Always Help

Sometimes being frugal does pay off. But if you’ve ever tried “cutting corners” on anything in life — from work to relationships to your car repairs — you know it’s a gamble that doesn’t always pay off. Instead, “cutting corners” in your finances can lead to higher...
Biggest Mistakes Newlywed Couples Make with Money

Biggest Mistakes Newlywed Couples Make with Money

When you get married, you’re joining two separate lives together: pets, homes, belongings, and more. Arguably, combining finances is one of the most important things you’ll do when you’re a newlywed, but it can be a stressful task to take on. Worse yet, you may...
How to Combine Finances as Newlyweds

How to Combine Finances as Newlyweds

Now that you’re married or have decided to commit to your future as a couple, you may be wondering if you should combine finances — and how. While this is a highly personal decision that each couple needs to make, if you decide to combine finances, there are a few...