What’s Your Money Personality?

What do you remember about money during your childhood?

We didn’t have a lot, but when we did, we celebrated with dinners out, shopping, etc. My parents/guardians also spent money when things got hard.

My parents/guardians were worried about money, and I knew we had to be careful with every dollar.

My parents/guardians didn’t like talking about money, and they would sometimes fight about bills or money, so I learned to not really talk about it.

My parents/guardians talked about money and helped me learn how to use it. They also talked about the importance of saving, but always let me spend my money how I saw fit.

What do you like to spend your money on?

Whatever comes up. I don’t have anything in particular, but I don’t worry about what I’m spending money on either.

Clothes, dining out, travel. Whatever brings a smile to my face, especially after a hard day!

Things very in line with my values, like gifts, family time, connecting with friends, travel, etc.

I don’t like spending my money. I spend on essentials but I don’t often splurge.

You just got paid! What do you do first?

Nothing. You completely forgot it was payday.

Buy that new thing on your wishlist immediately.

Spend, save, or invest it according to your budget.

Stash it away in your emergency fund.

What does the word “budget” mean to you?

A tool I use to save for the future and enjoy life now.

It means I have a plan and can have control over my money.

Restrictive. I don’t like hearing that I can’t spend my money.

Something I should probably have, but don’t

When/how often do you check your bank account statements?

On a regular interval, usually when I’m checking my budget or investments.

Umm… not very often. I don’t really enjoy looking at it.

All the time, just to make sure nothing has changed.

Whenever I want to spend money and need to make sure I have enough in my checking!

Complete this statement: money makes me feel…