What’s Your Money Personality?

What do you remember about money during your childhood?

My parents/guardians talked about money and helped me learn how to use it. They also talked about the importance of saving, but always let me spend my money how I saw fit.

My parents/guardians didn’t like talking about money, and they would sometimes fight about bills or money, so I learned to not really talk about it.

We didn’t have a lot, but when we did, we celebrated with dinners out, shopping, etc. My parents/guardians also spent money when things got hard.

My parents/guardians were worried about money, and I knew we had to be careful with every dollar.

What do you like to spend your money on?

Clothes, dining out, travel. Whatever brings a smile to my face, especially after a hard day!

Things very in line with my values, like gifts, family time, connecting with friends, travel, etc.

I don’t like spending my money. I spend on essentials but I don’t often splurge.

Whatever comes up. I don’t have anything in particular, but I don’t worry about what I’m spending money on either.

Complete this statement: money makes me feel…

Safe, for now.

Stressed, I guess.

Rich and cool.

Confident and empowered.

What does the word “budget” mean to you?

Something I should probably have, but don’t

It means I have a plan and can have control over my money.

Restrictive. I don’t like hearing that I can’t spend my money.

A tool I use to save for the future and enjoy life now.

You just got paid! What do you do first?

Nothing. You completely forgot it was payday.

Spend, save, or invest it according to your budget.

Buy that new thing on your wishlist immediately.

Stash it away in your emergency fund.

When/how often do you check your bank account statements?

Umm… not very often. I don’t really enjoy looking at it.

On a regular interval, usually when I’m checking my budget or investments.

Whenever I want to spend money and need to make sure I have enough in my checking!

All the time, just to make sure nothing has changed.

What’s Your Money Personality?

The Emotional Spender

The Anxious Saver

The Oblivious Avoider

The Conscious Investor