There can be so much conflicting information on personal finance out there. Who do you listen to? How do you get started if you’ve never taken care of your finances regularly before? This wealth of advice at your fingertips seems helpful, but it can be too much of a good thing. You may feel overwhelmed with advice and avoid taking action with your finances.
We understand! That’s why we’ve shared just a few of our personal finance blogs below. Think of this blog roundup as taking baby steps toward getting your finances in order. And when you’re ready for more, you can browse the rest of the Everyday Money blog.
It’s never too late to start budgeting
You might think of a budget as some old-fashioned way of “balancing your checkbook” using pen and paper.
But that’s not the case. There are tons of apps and tools you can use nowadays to start a budget…and stick to it. If you’ve never created one before, it’s never too late to start.
In How to Start Budgeting, we discuss how many months of expenses you should review to create your budget (psst: it’s the last three months of expenses), how to split up your income, and the key to making your budget work.
The best way to approach your financial goals
We’ve passed the one-year mark of the coronavirus pandemic (yay?), and for many of us, this past year included a lot of financial changes. You may have dealt with the loss of a job, unexpected bills, balancing working from home, child care and homeschooling—you get the idea. So, what happens when life gets in the way of your financial goals?
The key to approaching your financial goals, especially if you need to adjust them, is to treat short-term and long-term goals differently. Review your values when making tough financial decisions. Our Weighing Money and Values blog can help.
Get your finances back on track with these tips
Were “save more and spend less” or “get finances in order” on your list of resolutions for 2021?
If you’ve fallen off the wagon, don’t fret. There’s still time to get your finances back on track. And you don’t need to completely change your money habits or lifestyle in order to achieve your goal.
In 5 Super Simple Ways to Get Your Finances in Order, we share often overlooked ways you can accomplish your financial goals, like organizing your records and truly understanding your current financial situation.
Books, blogs, tools, and podcasts
There are lots of fantastic personal finance resources available online that aren’t the Everyday Money blog. Like one of our favorite podcasts, So Money. And other blogs like The Simple Dollar. Check out Our Favorite Personal Finance Resources, and you just might find your new favorite budgeting tool or personal finance book.
Having trouble sticking to your budget?
Budgeting spreadsheets or apps just not working out for ya? Give BudgetingBlocks™ a try! Our budgeting system that lets you “play” with money is unlike any budgeting tool out there. With BudgetingBlocks™, you can actually visualize your monthly income and expenses, and see exactly where your money is going. Learn more about how it works here!