Can We Actually Trust the Stock Market?

Can We Actually Trust the Stock Market?

Let’s be honest – the stock market isn’t a very welcoming place right now. Many of my clients, especially younger investors, are wondering whether they should continue investing in stocks.  All the questions really boil down to this one: How can we trust the stock...
Health Savings Accounts: What They Are and How to Use Them

Health Savings Accounts: What They Are and How to Use Them

Today’s topic is Health Savings Accounts. An HSA is a special type of savings account that’s typically offered as an option with a high-deductible health insurance plan. With an HSA, you can reduce the financial hit of a serious medical issue. Plus, HSAs offer tax...
Is your budget ready for 2023?

Is your budget ready for 2023?

It’s the beginning of the year, and I know a lot of you are looking at your budgets. This is a great time of year to check in with your money, especially in the context of resolutions.  And it’s something I do as well – my husband and I have been looking through last...
Do You Need a Budget or More Money Awareness?

Do You Need a Budget or More Money Awareness?

What’s the difference between budgeting versus spending awareness? I want to start this off by acknowledging that many people have to budget. The majority of people in this country live paycheck to paycheck, and the consequences of them not budgeting are so severe...